Worried About Losing Your Home To Foreclosure?
Make the Right Choice for a Stable Future
Welcome to The West Valley Home Team's Foreclosure Alternatives Website. I have created this site specifically for distressed homeowners and it is full of valuable information and resources about Foreclosure, Short Sales, Loan Modification and Government Programs.
Sometimes, bad things happen to good people. If you are behind on your mortgage payment or anticipate that you will be in the near future, I encourage you to learn about all of the options available to you.
Feel free to look around, download my free reports, read my blog and if you have any further questions please contact me. I am here to help you find a path to a brighter future.
As your Litchfield Park, Goodyear, Avondale and Buckeye Short Sale Agent, my goal is to help you determine which option is best for you. All of my services are free to you, the homeowner. Please contact me today for a free, no-obligation consultation to determine your best option.
For more information about Cinda Rose and The West Valley Home Team visit our main website by clicking our logo below:
What is a Short Sale?
In brief, a Short Sale is when a lender agrees to accept less than the amount owed on a mortgage in order for a property to be sold. In addition to being “underwater” on their mortgage, the seller must have a verifiable hardship that is accepted by the lender, must have a monthly shortfall on income and thirdly, be financially insolvent. Watch this video for a great explaination:
Will I qualify for a Short Sale?
As your Litchfield Park, Goodyear and Avondale Short Sale Agent, I will help you determine if you are a good candidate for a Short Sale. Watch this video for a brief overview of the requirements:
I keep hearing about HAFA, what is that?
HAFA stands for Home Affordable Foreclosure Alternatives program. It is a standardized program which most large lenders and some smaller ones have agreed to honor. It sets out specific guidelines and timelines to qualify homeowners and respond to offers and terms. It is important to note that all of the HAFA Short Sale programs are due to expire on December 31, 2012.
What's the next step? A personal note from Cinda Rose, CDPE Agent.
Thanks again for stopping by our Foreclosure Solutions Website.
With 1 out of every 4 homeowners in America behind on their mortgage payments, chances are, you or someone you know in Litchfield Park, Avondale or Goodyear is facing the possibility of foreclosure. Homeowners today have more questions than answers about their circumstances. We have created this site to help you understand the possible solutions to foreclosure, as well as provide a detailed explanation of short sales, which may be the best course of action for some homeowners.
You may also have noticed that we offer you a FREE Report to explain your options and help you decide on a course of action. PLEASE take advantage of this report as well as the other reports on our site. The idea of losing a home can be overwhelming, and I feel it is vital for you to have all the facts necessary to make an informed decision.
As an agent with the CDPE® Designation, I have a strong and unique appreciation of the factors affecting the market, and know that there are options available to you.
If you would like to know more about your options, please call me at (623) 252-9350 for a confidential free consultation.
I am here to help … in any way I can.
Sincerely,
Cinda Rose
www.TheWestValleyHomeTeam.com
The West Valley Home Team
at Welcome Home Realty
A Few of My Client Testimonials
"After spending two unsuccessful years trying to get a loan modification, we put our hopes to Cinda Rose to help us through our financial crisis and Short Sale our upside-down property. Cinda was very pleasant to deal with, she responded quickly to every inquiry we made and led us through a successful short-sale. Two Thumbs up!!
Hardik & Krupali
"Cinda was enthusiastic and seemed knowledgeable and confident that she could assist us with a difficult financial situation. She was very responsive and kept us informed of each development. We felt she was doing everything that we asked of her and more. It was very reassuring to have someone like her taking care of the details for us. I wouldn't hesitate to recommend her to anyone!"
B & D